
As a mortgage agent, I've witnessed firsthand the challenges Canadian homeowners face. Rising costs, economic uncertainty, and the pressure of balancing mortgage payments with retirement planning leave many feeling like they're running in place financially.
What's become increasingly clear is that traditional financial advice often falls short. Most Canadians are told to pay down their mortgage first, then start investing—a sequential approach that costs them decades of potential growth and tax advantages.
That's why I became a Smith Manoeuvre Certified Professional™.
This strategy offers a powerful alternative that allows homeowners to convert their mortgage into a wealth-building tool without finding extra room in their monthly budget.
What drives me is helping clients achieve financial outcomes they once thought impossible. By transforming how your largest expense works for you, we can create a path to both mortgage freedom and investment growth simultaneously.
Let's explore how this approach might work for your specific situation.
-Diane

Diane Gogar, Mortgage Agent
Smith Manoeuvre Certified Professional™
Ready to see how The Smith Manoeuvre™ could transform your financial future?
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In under 30 minutes, you'll discover a proven strategy that has helped thousands of Canadians become mortgage-free sooner while building significant investment wealth.
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Held on the fourth Monday of each month, this session offers all Canadians the opportunity to learn The Smith Manoeuvre™ basics directly from a member of our leadership team.
No pressure, just practical information to help you decide if this strategy is right for you.

With over 15 years of expertise in the mortgage industry and a background in banking, Diane Gogar is dedicated to empowering individuals to take control of their financial futures.
As a Certified Smith Manoeuvre Professional, Diane specializes in advanced mortgage strategies, offering tailored approaches to maximize wealth accumulation and financial flexibility.
Diane places immense value on fostering strong client relationships. By prioritizing meaningful connections and understanding each client’s unique goals, Diane delivers personalized financial guidance that aligns with individual circumstances.
Driven by a passion for continuous learning, Diane actively seeks growth opportunities, staying abreast of the evolving financial landscape to serve her client’s needs. Outside of work, Diane enjoys CrossFit, embracing its challenges to reinforce discipline and perseverance—qualities that seamlessly translate into her professional endeavours.
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